Business Term Loans
The simple way to boost your small business.
A stable, flexible way to get more working capital, grow your business, and build your credit — with predictable fixed payments.
- Funding amount
- Up to $1M
- Term
- 12–36 months
- Rate
- Starting at 5.5%
- Time frame
- Funding within 1–2 days
Minimal effort
Business loans that work for you
A business term loan is the most traditional type of small business loan. Your business receives a one-time lump sum of capital that is repaid at a fixed rate within a fixed period of time. Typically, business owners use the proceeds for major capital investment in their business.
Flexible by design
A simple loan with flexible features.
No two businesses are alike. Business term loans are set up to meet almost any unique business need. You can leverage your loan for everything from capital improvements to financing new equipment to hiring more staff — just about any opportunity you want to capitalize on.
15-minute application
Applying for your business term loan is easy.
All you need to do to see your business term loan options is spend about 15 minutes answering questions in our free online application. You'll be asked about your credit score, time in business, and collateral, and you may need to upload P&L or bank statements to show your revenue. Once approved, you can access your funds in as little as 24 hours.
Predictable payments
A fixed rate keeps your payments predictable.
Your business term loan will typically have a fixed interest rate or fixed flat fee, which means your payments stay the same over the lifetime of your 1–5 year term. That makes it easy to determine how much financing you can afford and keep up with your monthly payments until the loan is paid off.
All 50 states
Funding across the nation
We're connected to America's largest small business loan marketplace, which means we connect you to more loan options than anyone else. All you have to do to gain access to our nationwide network of lenders is fill out the online application.