Business Cash Advance
Get working capital when you need it.
An advance on your future sales — one of the fastest ways to fund a business, even with less-than-ideal credit.
- Funding amount
- $5K – $500K
- Repayment
- Daily or weekly ACH
- Factor rate
- 10% – 35%
- Time frame
- 24–48 hours
Future capital for you
What is a business cash advance?
A business cash advance is an advance on the future sales of a given business. An MCA is an option for businesses with less-than-ideal credit that maintain healthy bank balances. The approval process is typically faster, with a higher approval rate than a business term or working capital loan. The product is geared toward businesses that experience seasonal dips in their sales cycle or face cash flow issues for any reason.
Simple yet powerful
Understanding a business cash advance.
A business cash advance offers one of the swiftest methods of funding because you're borrowing against your business's future earnings. Unlike business term loans, a cash advance typically does not require collateral to be awarded. All this means you can receive your cash advance in as little as 24 hours.
Effective and easy
Qualifying for a business cash advance.
Qualifying for a cash advance, like the funding itself, is often fast and easy. Due to the nature and terms of the product, the requirements for a business cash advance are typically pretty lenient.
Interested?
How to get the best rate.
Securing an affordable factor rate reduces the cost of capital on your business cash advance. The first step is determining how much capital you need: borrowing too much can increase the cost of repayment, and borrowing too little can leave you in the financial pickle you're trying to get out of. To avoid both scenarios, our dedicated funding managers walk you through your options and compare your offers to help you choose a deal that fits your needs and budget.
All 50 states
Funding across the nation
We're connected to America's largest small business loan marketplace, which means we connect you to more loan options than anyone else. All you have to do to gain access to our nationwide network of lenders is fill out the online application.