Small business funding, done right

Rocket fuel to grow your business.

One free application unlocks funding offers from a network of 80+ lenders — with no collateral, no upfront fees, and no impact on your credit.

  • No collateral
  • Bad credit is OK
  • Funding in 24–48 hours
  • Minimal paperwork
How much do you need?

Funding amount

$75,000
$10K$1M
Estimated payment
$6,688/mo
Typical term
12 months
Decision in
24–48 hrs

Estimates are illustrative only. Your rate and term depend on your offers — checking won't affect your credit.

0+
Years of combined experience
0+
Businesses funded
100%
Free, no-cost quote
24–48h
Typical funding speed

Funding programs

One application unlocks all our programs

There are no restrictions on how you use your funds — pick the product that fits, or let a funding expert match you.

Term Loan

A lump sum at a fixed rate — the classic loan for big moves.

Explore program

Made for small businesses

Funding that works as hard as you do

Our mission is to provide you with the most secure, responsive, and quick funding process — unmatched by other competitors. We work with you to determine the best funding solution specific to your needs. Our years of experience put us at the top of the market for high quality small business funding.

Small business owner reviewing funding options

Flexible features

Grow your small business.

Growth Capital does not need collateral for your funding process — and bad credit is okay too. Our experts are trained to help you obtain the funds necessary to grow your small business. Within 48 hours of applying, your funds can be available in your business account.

Read more about us
Business owner meeting with a dedicated funding representative

Dedicated representative

Take your business to the next level.

Get the right funding for your business with certainty. We give you peace of mind by doing all the work, so you can pick the best funding solution with confidence and run your business the way you always dreamed of. You'll be connected with a funding expert who is your single point of contact through the entire process.

See how it works
Business team planning growth with new capital

80+ lenders

A well-connected network to serve your business.

Growth Capital is well-versed in the small business funding marketplace. Our lending network has served small businesses for more than a decade. Whether you need capital for equipment, inventory, or bills and taxes, we're confident we can find the right funding option for you.

Get more info

Reviews

Business owners trust Growth Capital

“Such a pleasure and joy to work with…” Johnny was our representative. Johnny was so professional but also personable. He was such a pleasure and joy to work with. He took quality time with us waiting for us to make up our mind on which option to take. He was also so patient with me and all of my questions, he answered everyone thoroughly. We would recommend him and his company to anyone.
Anita K.Verified customer
“He had my best interests at hand…” I own a smaller business and needed some capital to layout for bigger jobs and update some equipment. Franklin was extremely helpful, followed up on me courteously even when I was too busy to answer. Always felt like he had my best interests at hand. I have now used them twice — it has certainly allowed me to gain new ground in a few different aspects.
Fred H.Verified customer
“I look forward to a lasting relationship…” Nick provided excellent customer service. The loan process was very fast, the money was in my account quickly. Nick was great to work with. He was helpful, knowledgeable, and was great at keeping in touch. I would recommend him to anyone that is looking for working capital for your business. I am a fan of Growth Capital.
Derrick T.Verified customer

Your funds are three steps away.

A quick application with minimal paperwork — and no impact on your credit.

See how it works