Business Term Loan
A lump sum at a fixed rate, repaid on a schedule set before you sign.
- Funding amount
- Up to $1M
- Rate
- Starting at 5.5%
$10,000 – $1,000,000
Short-Term Business Loan
A term loan with the term cut down, for a cost that has already landed.
- Funding amount
- $10K to $1M
- Term
- Up to 24 months
- Rate
- Beginning at 6%
- Funded in
- As quick as 1–2 days
Short-Term Loan
What short-term loan actually is
Same fixed sum and fixed schedule as a term loan, cleared inside two years instead of across several. Less time on the books usually means an easier approval, and it means the total cost is a small number you can see the end of.
It suits a repair, a season, a short project that will pay for itself. If the thing being funded will still be earning in five years, the longer term loan is the cheaper shape and it is worth asking for that instead.
What it gives you
Why a business takes this one
- Cleared inside 24 months
- Easier to qualify for than long credit
- Fixed sum, fixed schedule
- No restriction on what it funds
The application
One application, all six programs
About fifteen minutes, no fee, and no hard credit check to see what comes back. A funding expert is your single point of contact from there.
Rather talk to somebody first? (866) 221-4047.
What can fund it
This one, and what the others reach
Business Line of Credit
A limit you draw on when you want it, paying interest only on what you take.
- Funding amount
- Up to $1M
- Rate
- Starting at 4.5%
Business Working Capital
Money for running the business at the size it already is.
- Funding amount
- Up to $1M
- Rate
- Starting at 4.5%
Short-Term Business Loan
A term loan with the term cut down, for a cost that has already landed.
- Funding amount
- $10K to $1M
- Rate
- Beginning at 6%
Business Cash Advance
An advance against future sales, collected as those sales come in.
- Funding amount
- $5K – $500K
- Factor rate
- 10% – 35%
Equipment Financing
Buy the thing the work runs on, with the thing itself as the security.
- Funding amount
- Up to $250K
- Rate
- As low as 8%
Rates above are floors — what the network starts at, not what every business is offered. The cash advance is the exception and is quoted as a factor rate, which is not an interest rate and does not fall if it is cleared early; it is the dearest money on this page and belongs at the bottom of the list for that reason.