Business Term Loan
A lump sum at a fixed rate, repaid on a schedule set before you sign.
- Funding amount
- Up to $1M
- Rate
- Starting at 5.5%
$10,000 – $1,000,000
Business Line of Credit
A limit you draw on when you want it, paying interest only on what you take.
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Rate
- Starting at 4.5%
- Funded in
- 1–2 days
Line of Credit
What line of credit actually is
A line of credit is an approved limit that costs nothing until it is used. Draw against it, repay, draw again, without going back through an application each time — and pay interest on the balance rather than on the limit.
Because an unused line is free to hold, it is the one product here worth arranging before anything has gone wrong. That is also when it is easiest to get: lenders price a business that is not yet in trouble more kindly than one that is.
What it gives you
Why a business takes this one
- Interest on the drawn balance only
- Refills as it is repaid
- Costs nothing while unused
- Approved once, held for up to three years
The application
One application, all six programs
About fifteen minutes, no fee, and no hard credit check to see what comes back. A funding expert is your single point of contact from there.
Rather talk to somebody first? (866) 221-4047.
What can fund it
This one, and what the others reach
Business Line of Credit
A limit you draw on when you want it, paying interest only on what you take.
- Funding amount
- Up to $1M
- Rate
- Starting at 4.5%
Business Working Capital
Money for running the business at the size it already is.
- Funding amount
- Up to $1M
- Rate
- Starting at 4.5%
Short-Term Business Loan
A term loan with the term cut down, for a cost that has already landed.
- Funding amount
- $10K to $1M
- Rate
- Beginning at 6%
Business Cash Advance
An advance against future sales, collected as those sales come in.
- Funding amount
- $5K – $500K
- Factor rate
- 10% – 35%
Equipment Financing
Buy the thing the work runs on, with the thing itself as the security.
- Funding amount
- Up to $250K
- Rate
- As low as 8%
Rates above are floors — what the network starts at, not what every business is offered. The cash advance is the exception and is quoted as a factor rate, which is not an interest rate and does not fall if it is cleared early; it is the dearest money on this page and belongs at the bottom of the list for that reason.