Business Term Loan
A lump sum at a fixed rate, repaid on a schedule set before you sign.
- Funding amount
- Up to $1M
- Term
- 12–36 months
- Rate
- Starting at 5.5%
- Funded in
- 1–2 days
$10,000 to $1,000,000
How much doesthe business need?
One free application, a network of 80+ lenders, and six ways to fund it. Move the amount and the list below shows which of the six can write it, and which stop short.
- No collateral required, except on equipment financing
- No restriction on what the funds are used for
- No upfront or out-of-pocket costs
- No hidden fees, and no cost to see your options
Start with the amount (866) 221-4047
Nothing is submitted and nothing is checked until you send the application.
$0 to applyAnd nothing owed if every offer is refused
80+Lenders in the network
25,000Businesses funded
24–48 hrsTypical funding speed
$0Cost to apply
What can fund it
What can fund it.
Every program below comes from the same free application, and there is no restriction on what any of them is spent on except equipment financing, which buys equipment.
Funding amount
$75,000$10,000$1,000,000
Drag to the amount you have in mind. Nothing is submitted and nothing is checked — this only sorts the six programs below.
Business Line of Credit
A limit you draw on when you want it, paying interest only on what you take.
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Rate
- Starting at 4.5%
- Funded in
- 1–2 days
Business Working Capital
Money for running the business at the size it already is.
- Funding amount
- Up to $1M
- Repayment
- Daily or weekly ACH
- Rate
- Starting at 4.5%
- Funded in
- 1–2 business days
Short-Term Business Loan
A term loan with the term cut down, for a cost that has already landed.
- Funding amount
- $10K to $1M
- Term
- Up to 24 months
- Rate
- Beginning at 6%
- Funded in
- As quick as 1–2 days
Business Cash Advance
An advance against future sales, collected as those sales come in.
- Funding amount
- $5K – $500K
- Repayment
- Daily or weekly ACH
- Factor rate
- 10% – 35%
- Funded in
- 24–48 hours
Equipment Financing
Buy the thing the work runs on, with the thing itself as the security.
- Funding amount
- Up to $250K
- Term
- 1–5 years
- Rate
- As low as 8%
- Repayment
- Monthly payments
Rates above are floors — what the network starts at, not what every business is offered. The cash advance is the exception and is quoted as a factor rate, which is not an interest rate and does not fall if it is cleared early; it is the dearest money on this page and belongs at the bottom of the list for that reason.
What you will not deal with
What you will not deal with.
Four things this office does not do, stated so that the absence of them is not something you have to take on trust.
- No collateral required, except on equipment financing
- No restriction on what the funds are used for
- No upfront or out-of-pocket costs
- No hidden fees, and no cost to see your options
Three steps between you and the money
Apply, compare, get funded.
About fifteen minutes, then a day or two, and no hard credit check to find out.
Step 01
Apply
Answer questions about the business — how long it has traded, roughly what it turns over, what the money is for. No collateral to pledge and nothing to pay.
Step 02
Compare
One application goes to the network, and the offers come back together so they can be read side by side. Checking does not affect the business's credit.
Step 03
Get funded
Pick the offer that fits, or none of them. Once it is signed the money is usually in the account inside 24 to 48 hours.
The application
One application, all six programs
About fifteen minutes, no fee, and no hard credit check to see what comes back. A funding expert is your single point of contact from there.
Rather talk to somebody first? (866) 221-4047.